Fogg's Automotive in Scotia, NY | 65 Cars Available | Autotrader (2024)

FAQs

Does Foggs Auto approve everyone? ›

97% auto loan approval*

We can often approve you for a higher amount when you visit the dealership. Auto loan approval percentage based on individuals over 18 years old with verifiable income.

The past few years haven't been easy for automakers. Growing consumer demand and supply chain constraints have upended the automotive industry. Limited chip supply has impacted the industry broadly. Production targets are now routinely revised to account for fewer vehicles being produced.

What Is the Minimum Score Needed to Buy a Car? In general, lenders look for borrowers in the prime range or better, so you will need a score of 661 or higher to qualify for most conventional car loans.

Borrowers may be denied for vehicle financing due to errors in the application, bad or limited credit or a large amount of debt. The first step following auto loan rejection is to contact the lender to request the specific reasons for the denial.

Supply chain disruptions, changes in consumer demand, quality control issues, and production delays can cause car inventory shortages. There is no definite time when vehicle inventory shortages last, they can be temporary or may last only a few weeks or months. They may also persist for a longer time.

Unfortunately, it looks like it will take a few years to get back to regular inventory levels with lower prices. Additionally, retail and fleet sales were lower over the past few years thanks to the pandemic-era slowdown in sales and production.

After nearly two years of record low inventory, automakers are finally bringing more cars to the U.S. market. New car inventory is rising as we enter September 2024. Inventory now exceeds historical norms, following a few years of shortages. This is GREAT news for new car buyers on the hunt for a deal.

It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history.

Account verification

If you enter the same information (e.g, email address, driver's license number, etc), as another Turo user, you won't be able to book. Turo has the right to decline your trip request and remove you from the platform because of your criminal background, driving record, or any other reason.

To confirm whether you're approved to drive, log onto Turo, go to your Account page, and scroll halfway down to see your Approval Status.

How likely am I to get approved for an auto loan? ›

The credit score required and other eligibility factors for buying a car vary by lender and loan terms. Still, you typically need a good credit score of 661 or higher to qualify for an auto loan. About 69% of retail vehicle financing is for borrowers with credit scores of 661 or higher, according to Experian.